Homes got dearer faster than paycheques
Published on: 08/11/2026
Home prices have run far ahead of what a typical family takes home. Here is the gap in plain numbers, with sources, and why it is not your fault.
Who owns what? A plain-English guide to owning a home in Ontario
Published on: 06/11/2026
Freehold, condominium, POTL, co-op, joint tenancy and tenants in common explained in plain English, why a corporation is not the answer for first-time buyers, and why Ontario needs a better way to co-own.
Not enough homes, and not enough to go around
Published on: 03/11/2026
Canada is building fewer homes than it needs, and the wealth that homes carry is held by few. Two numbers that explain why buying alone feels out of reach.
The mortgage math, with the lid off
Published on: 21/10/2026
What does a mortgage really cost, and what income does it take? A worked example for Waterloo Region, Toronto and Ottawa, with the stress test explained and every assumption shown.